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− | + | Your account's overdrawn <a href=" http://www.denebcorp.com/index.php/mac-exchange ">imf loans</a> Back in 2006 and 2007 this was not the case, as the so-called “affordability” checks were run purely on the amount the borrower would pay each month. Thus borrowers were incentivised to apply on an interest-only basis in order to demonstrate “improved” affordability. The perverse consequence was that the more money a borrower needed to raise relative to his income the more likely he would be to apply on an interest-only basis. |