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Which year are you in? http://www.hungarianbiotech.org/index.php/fda-nexium nexium picture 1. Money withdrawn from a 401(k), IRA, or other tax-deferred retirement account is subject to income taxes on the total amount withdrawn. For example, if you withdraw $10,000 and are in the 25 percent income tax bracket, you will incur a tax liability of $2,500. If you absolutely need to net $10,000, you will need to withdraw approximately $13,333.